@font-face{font-family:'Outfit Fallback';src:local('Arial'),local('Helvetica Neue'),local('Liberation Sans');size-adjust:104%;ascent-override:100%;descent-override:26%;line-gap-override:0%}
@font-face{font-family:'Source Sans 3 Fallback';src:local('Arial'),local('Liberation Sans');size-adjust:93%;ascent-override:98%;descent-override:28%;line-gap-override:0%}
@font-face{font-family:'Outfit';font-style:normal;font-weight:700;font-display:swap;src:url(../fonts/outfit-latin-700-normal.woff2) format('woff2');unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}
@font-face{font-family:'Outfit';font-style:normal;font-weight:800;font-display:swap;src:url(../fonts/outfit-latin-800-normal.woff2) format('woff2')}
@font-face{font-family:'Source Sans 3';font-style:normal;font-weight:400;font-display:swap;src:url(../fonts/source-sans-3-latin-400-normal.woff2) format('woff2')}
@font-face{font-family:'Source Sans 3';font-style:normal;font-weight:600;font-display:swap;src:url(../fonts/source-sans-3-latin-600-normal.woff2) format('woff2')}
@font-face{font-family:'Source Sans 3';font-style:normal;font-weight:700;font-display:swap;src:url(../fonts/source-sans-3-latin-700-normal.woff2) format('woff2')}

:root{
  --primary:#1F4D3A;--primary-dark:#143426;--accent:#D9A441;--accent-dark:#B8862A;
  --ink:#17201B;--muted:#4F5D56;--accent-text:#7F5B14;--bg:#F9F8F4;--surface:#FFFFFF;--line:#E4E3DB;--soft:#EAF2EC;--soft2:#FBF2DD;
  --head:'Outfit','Outfit Fallback',system-ui,sans-serif;--body:'Source Sans 3','Source Sans 3 Fallback',system-ui,sans-serif;
  --r:16px;--r-lg:24px;--shadow:0 10px 30px rgba(20,30,25,.08);--shadow-lg:0 24px 60px rgba(20,30,25,.14);
  --max:1180px;--nav-h:72px;
}
*{box-sizing:border-box}
[hidden]{display:none!important}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;font-family:var(--body);font-size:17px;line-height:1.7;color:var(--ink);background:var(--bg);overflow-x:hidden}
img{max-width:100%;height:auto;display:block}
a{color:var(--primary);text-decoration:none}
a:hover{text-decoration:underline}
.prose p a,.prose li a,.prose td a,.tagline a,.fdisc a,.form-note a,.calc-note a,.sec-head p a,.card p a{text-decoration:underline;text-decoration-thickness:1px;text-underline-offset:3px}
h1,h2,h3,h4{font-family:var(--head);line-height:1.15;margin:0 0 .5em;letter-spacing:-.01em;font-weight:700}
h1{font-size:clamp(2.1rem,4.6vw,3.6rem);font-weight:800;letter-spacing:-.02em}
h2{font-size:clamp(1.5rem,2.6vw,2.05rem)}
h3{font-size:1.25rem}
p{margin:0 0 1em}
.container{width:min(var(--max),calc(100% - 32px));margin:0 auto}
.sr{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0)}

/* progress */
#progress{position:fixed;top:0;left:0;height:3px;width:0;background:var(--accent);z-index:1001;transition:width .1s linear}

/* nav */
.nav{position:sticky;top:0;z-index:1000;background:rgba(255,255,255,.88);backdrop-filter:saturate(1.4) blur(10px);border-bottom:1px solid var(--line)}
.nav .container{display:flex;align-items:center;justify-content:space-between;height:var(--nav-h);gap:16px}
.brand{display:flex;align-items:center;gap:10px;font-family:var(--head);font-weight:800;font-size:1.25rem;color:var(--ink)}
.brand:hover{text-decoration:none}
.brand .mark{width:36px;height:36px;border-radius:10px;background:linear-gradient(135deg,var(--primary),var(--accent));display:grid;place-items:center;color:#fff;font-weight:900;font-size:1.1rem}
.brand small{display:block;font-size:.65rem;font-weight:600;color:var(--muted);letter-spacing:.08em;text-transform:uppercase;line-height:1}
.menu{display:flex;gap:4px;list-style:none;margin:0;padding:0}
.menu a{display:block;white-space:nowrap;padding:10px 11px;border-radius:10px;color:var(--ink);font-weight:500;font-size:.95rem}
.menu a:hover,.menu a[aria-current]{background:var(--soft);text-decoration:none;color:var(--primary)}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:14px 24px;border-radius:999px;font-weight:700;font-family:var(--head);border:2px solid transparent;cursor:pointer;transition:transform .15s,box-shadow .15s,background .15s;font-size:1rem;line-height:1}
.btn:hover{text-decoration:none;transform:translateY(-2px);box-shadow:var(--shadow)}
.btn-accent{background:var(--accent);color:#1a1200}
.btn-accent:hover{background:var(--accent-dark)}
.btn-primary{background:var(--primary);color:#fff}
.btn-primary:hover{background:var(--primary-dark)}
.btn-ghost{background:transparent;border-color:var(--line);color:var(--ink)}
.btn-ghost:hover{border-color:var(--primary);color:var(--primary)}
.btn-sm{padding:10px 18px;font-size:.9rem}
.nav .btn{white-space:nowrap}
.burger{display:none;background:none;border:0;width:44px;height:44px;cursor:pointer;border-radius:10px}
.burger span{display:block;width:22px;height:2px;background:var(--ink);margin:5px auto;transition:.2s}
@media(max-width:1080px){
  .menu{display:none;position:absolute;top:var(--nav-h);left:0;right:0;background:#fff;flex-direction:column;padding:12px 16px 20px;border-bottom:1px solid var(--line);box-shadow:var(--shadow-lg)}
  .nav.open .menu{display:flex}
  .burger{display:block}
  .nav .btn{display:none}
  .nav.open .burger span:nth-child(1){transform:translateY(7px) rotate(45deg)}
  .nav.open .burger span:nth-child(2){opacity:0}
  .nav.open .burger span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}
}

/* hero */
.hero{position:relative;overflow:hidden;background:radial-gradient(1200px 600px at 85% -10%,var(--soft2),transparent 60%),radial-gradient(900px 500px at -10% 110%,var(--soft),transparent 60%),var(--bg);padding:64px 0 56px}
.hero .container{display:grid;grid-template-columns:1.1fr .9fr;gap:48px;align-items:center}
.eyebrow{display:inline-flex;align-items:center;gap:8px;background:var(--surface);border:1px solid var(--line);border-radius:999px;padding:6px 14px;font-size:.82rem;font-weight:600;color:var(--primary);margin-bottom:18px}
.eyebrow i{width:8px;height:8px;border-radius:50%;background:var(--accent);box-shadow:0 0 0 4px var(--soft2)}
.hero h1 em{font-style:normal;color:var(--primary);background:linear-gradient(transparent 62%,var(--soft2) 62%)}
.hero .lead{font-size:1.15rem;color:var(--muted);max-width:56ch;margin-bottom:26px}
.hero-ctas{display:flex;gap:12px;flex-wrap:wrap;margin-bottom:26px}
.chips{display:flex;gap:10px;flex-wrap:wrap}
.chip{display:inline-flex;align-items:center;gap:7px;background:var(--surface);border:1px solid var(--line);border-radius:999px;padding:7px 13px;font-size:.86rem;font-weight:600;color:var(--ink)}
.chip svg{width:16px;height:16px;color:var(--primary)}
.hero-art{position:relative;min-height:420px}
.hero-img{position:absolute;inset:0;border-radius:var(--r-lg);object-fit:cover;width:100%;height:100%;box-shadow:var(--shadow-lg)}
.hero-fallback{position:absolute;inset:0;border-radius:var(--r-lg);background:linear-gradient(145deg,var(--primary),var(--primary-dark) 55%,var(--accent-dark));overflow:hidden}
.hero-fallback:before{content:"";position:absolute;inset:-40%;background:radial-gradient(circle at 30% 30%,rgba(255,255,255,.18),transparent 40%),radial-gradient(circle at 70% 70%,rgba(255,255,255,.12),transparent 45%);animation:drift 14s ease-in-out infinite alternate}
@keyframes drift{to{transform:translate(8%,6%) rotate(8deg)}}
.fcard{position:absolute;background:#fff;border-radius:14px;padding:14px 16px;box-shadow:var(--shadow-lg);font-size:.9rem;min-width:200px;animation:float 6s ease-in-out infinite}
.fcard b{font-family:var(--head);font-size:1.3rem;display:block}
.fcard .tag{display:inline-block;font-size:.72rem;font-weight:700;color:var(--primary);background:var(--soft);padding:3px 8px;border-radius:999px;margin-top:6px}
.fcard.c1{top:-4%;left:-8%}
.fcard.c2{top:44%;right:-5%;animation-delay:-2s}
.fcard.c3{bottom:8%;left:8%;animation-delay:-4s}
@keyframes float{0%,100%{transform:translateY(0)}50%{transform:translateY(-10px)}}
.offer-row{display:flex;justify-content:space-between;align-items:center;padding:6px 0;border-top:1px dashed var(--line);font-size:.85rem}
.offer-row:first-of-type{border-top:0}
.offer-row .rate{font-weight:800;color:var(--primary)}
@media(max-width:900px){.hero .container{grid-template-columns:1fr}.hero-art{min-height:0;display:grid;grid-template-columns:1fr 1fr;gap:10px}.hero-art .hero-fallback,.hero-art .hero-img{position:relative;grid-column:1/-1;aspect-ratio:4/3;height:auto}.hero-art .hero-fallback{display:none}.fcard{position:static;min-width:0;animation:none;font-size:.82rem}.fcard.c2{grid-column:1/-1}}

/* page hero (sub pages) */
.phero{background:linear-gradient(180deg,var(--soft),var(--bg));padding:48px 0 36px;border-bottom:1px solid var(--line)}
.crumbs{font-size:.85rem;color:var(--muted);margin-bottom:14px}
.crumbs a{color:var(--muted)}
.phero .lead{font-size:1.12rem;color:var(--muted);max-width:68ch}
.byline{display:flex;align-items:center;gap:10px;font-size:.85rem;color:var(--muted);margin-top:14px;flex-wrap:wrap}
.byline .av{width:30px;height:30px;border-radius:50%;background:linear-gradient(135deg,var(--primary),var(--accent));display:grid;place-items:center;color:#fff;font-weight:800;font-size:.75rem}

.phero-grid{display:grid;grid-template-columns:1.2fr .8fr;gap:36px;align-items:center}
.phero-img{position:relative;aspect-ratio:4/3;border-radius:var(--r-lg);overflow:hidden;box-shadow:var(--shadow-lg)}
.phero-img img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}
.phero-img .hero-fallback{border-radius:0}
@media(max-width:900px){.phero-grid{grid-template-columns:1fr}}
.sources{font-size:.9rem;color:var(--muted);padding-left:1.3em}
.sources li{margin:.3em 0}
figure.infographic{margin:26px 0;background:var(--surface);border:1px solid var(--line);border-radius:var(--r);padding:18px;box-shadow:var(--shadow)}
figure.infographic img,figure.infographic svg{width:100%;height:auto;display:block}
figure.infographic figcaption{font-size:.85rem;color:var(--muted);margin-top:10px}
figure.photo{margin:28px 0;border-radius:var(--r-lg);overflow:hidden;box-shadow:var(--shadow-lg)}
figure.photo img{width:100%;aspect-ratio:16/9;object-fit:cover;display:block}
figure.photo figcaption{font-size:.85rem;color:var(--muted);padding:10px 14px;background:var(--surface)}
/* form section */
.apply{padding:56px 0;scroll-margin-top:80px}
.apply-grid{display:grid;grid-template-columns:1fr 1.1fr;gap:36px;align-items:start}
.apply-copy h2{margin-bottom:12px}
.apply-copy ul{padding-left:0;list-style:none;margin:18px 0}
.apply-copy li{padding:8px 0 8px 32px;position:relative}
.apply-copy li:before{content:"";position:absolute;left:0;top:11px;width:20px;height:20px;border-radius:50%;background:var(--soft);background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%231F4D3A' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M20 6 9 17l-5-5'/%3E%3C/svg%3E");background-size:12px;background-position:center;background-repeat:no-repeat}
.form-card{isolation:isolate;position:relative;background:var(--surface);border:1px solid var(--line);border-radius:var(--r-lg);padding:28px;box-shadow:var(--shadow-lg);min-height:380px}
.form-card:before{content:"";position:absolute;inset:0 0 auto 0;height:6px;border-radius:var(--r-lg) var(--r-lg) 0 0;background:linear-gradient(90deg,var(--primary),var(--accent))}
.form-card .fhead{display:flex;justify-content:space-between;align-items:center;margin-bottom:10px;gap:10px;flex-wrap:wrap}
.form-card .fhead h3{margin:0}
.secure{font-size:.78rem;color:var(--muted);display:inline-flex;align-items:center;gap:6px}
.secure svg{width:16px;height:16px;flex:none}
#_lg_form_{min-height:300px}
.form-note{font-size:.78rem;color:var(--muted);margin-top:14px;line-height:1.5}
@media(max-width:900px){.apply-grid{grid-template-columns:1fr}}

/* sections */
section{padding:56px 0}
.sec-head{max-width:70ch;margin-bottom:28px}
.sec-head .kicker,.kicker{font-size:.8rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:var(--accent-text);margin-bottom:8px;display:block}
.sec-head p{color:var(--muted);font-size:1.05rem}
.alt{background:var(--surface);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.dark{background:var(--primary);color:#fff}
.dark h2,.dark h3{color:#fff}
.dark .sec-head p{color:rgba(255,255,255,.78)}
.dark .kicker{color:#F3D58A}
.grid{display:grid;gap:20px}
.g2{grid-template-columns:repeat(2,1fr)}
.g3{grid-template-columns:repeat(3,1fr)}
.g4{grid-template-columns:repeat(4,1fr)}
.g5{grid-template-columns:repeat(5,1fr)}
@media(max-width:960px){.g3,.g4,.g5{grid-template-columns:repeat(2,1fr)}}
@media(max-width:600px){.g2,.g3,.g4,.g5{grid-template-columns:1fr}}
.card{background:var(--surface);border:1px solid var(--line);border-radius:var(--r);padding:24px;box-shadow:var(--shadow);transition:transform .2s,box-shadow .2s}
.card:hover{transform:translateY(-4px);box-shadow:var(--shadow-lg)}
.card .ico{width:46px;height:46px;border-radius:12px;background:var(--soft);display:grid;place-items:center;color:var(--primary);margin-bottom:14px}
.card .ico svg{width:24px;height:24px}
.card h3{margin-bottom:8px}
.card p{color:var(--muted);margin:0;font-size:.98rem}
.dark .card{background:rgba(255,255,255,.07);border-color:rgba(255,255,255,.14);box-shadow:none}
.dark .card p{color:rgba(255,255,255,.78)}
.dark .card .ico{background:rgba(255,255,255,.12);color:#fff}

/* steps */
.steps{counter-reset:s;display:grid;grid-template-columns:repeat(4,1fr);gap:20px}
.step{position:relative;background:var(--surface);border:1px solid var(--line);border-radius:var(--r);padding:28px 22px 22px}
.step:before{counter-increment:s;content:counter(s,decimal-leading-zero);font-family:var(--head);font-weight:800;font-size:2.2rem;color:var(--soft);position:absolute;top:10px;right:16px;line-height:1}
.step .num{width:40px;height:40px;border-radius:12px;background:var(--primary);color:#fff;display:grid;place-items:center;font-weight:800;margin-bottom:12px;font-family:var(--head)}
.step p{color:var(--muted);margin:0;font-size:.96rem}
@media(max-width:960px){.steps{grid-template-columns:repeat(2,1fr)}}
@media(max-width:600px){.steps{grid-template-columns:1fr}}

/* stats */
.stats{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}
.stat{text-align:center;padding:22px 12px;background:var(--surface);border:1px solid var(--line);border-radius:var(--r)}
.stat b{font-family:var(--head);font-size:2rem;color:var(--primary);display:block}
.stat span{color:var(--muted);font-size:.9rem}
@media(max-width:700px){.stats{grid-template-columns:repeat(2,1fr)}}

/* prose */
.prose{max-width:72ch;min-width:0}
.prose h2{margin-top:1.9em;padding-top:.2em}
.prose figure.infographic+h2{margin-top:1em}
.prose .sec-head h2{margin-top:0;padding-top:0}
.prose h3{margin-top:1.6em}
.prose ul,.prose ol{padding-left:1.3em}
.prose li{margin:.35em 0}
.prose blockquote{margin:1.2em 0;padding:14px 20px;border-left:4px solid var(--accent);background:var(--soft2);border-radius:0 12px 12px 0}
.answer{background:var(--soft);border:1px solid var(--line);border-left:5px solid var(--primary);border-radius:14px;padding:18px 22px;margin:0 0 28px;font-size:1.06rem}
.answer strong{color:var(--primary)}
.callout{background:var(--soft2);border:1px solid var(--line);border-radius:14px;padding:18px 22px;margin:24px 0}
.callout.warn{background:#FFF6E5;border-color:#F3D9A4}
.callout.info{background:var(--soft)}
.callout h4,.callout .h4{margin:0 0 6px;font-size:1rem;font-family:var(--head);font-weight:700}
.callout p:last-child{margin:0}
.content-wrap{display:grid;grid-template-columns:minmax(0,1fr) 300px;gap:48px;align-items:start}
.side{position:sticky;top:96px;display:grid;gap:18px}
.side .card{padding:20px}
.side .card h4,.side .card .h4{margin:0 0 10px;font-size:1rem;font-family:var(--head);font-weight:700}
.side ul{list-style:none;padding:0;margin:0}
.side li{padding:7px 0;border-top:1px solid var(--line);font-size:.93rem}
.side li:first-child{border-top:0}
.side-cta{background:linear-gradient(145deg,var(--primary),var(--primary-dark));color:#fff;border:0}
.side-cta h4,.side-cta .h4{color:#fff}
.side-cta p{color:rgba(255,255,255,.8);font-size:.92rem}
@media(max-width:960px){.content-wrap{grid-template-columns:minmax(0,1fr)}.side{position:static}}

/* tables */
.tbl{width:100%;border-collapse:separate;border-spacing:0;margin:18px 0 26px;font-size:.95rem;background:var(--surface);border:1px solid var(--line);border-radius:14px;overflow:hidden}
.tbl th,.tbl td{padding:12px 14px;text-align:left;border-bottom:1px solid var(--line);vertical-align:top}
.tbl th{background:var(--soft);font-family:var(--head);font-weight:700;font-size:.88rem}
.tbl tr:last-child td{border-bottom:0}
.tbl td:first-child{font-weight:600}
.tbl-wrap{overflow-x:auto;-webkit-overflow-scrolling:touch}
@media(max-width:700px){.tbl-wrap .tbl{min-width:560px}}
.yes{color:#1a7f4b;font-weight:700}.no{color:#b0413e;font-weight:700}

/* faq */
.faq details{background:var(--surface);border:1px solid var(--line);border-radius:14px;margin-bottom:10px;overflow:hidden}
.faq summary{cursor:pointer;padding:16px 50px 16px 20px;font-family:var(--head);font-weight:700;list-style:none;position:relative;font-size:1.02rem}
.faq summary::-webkit-details-marker{display:none}
.faq summary:after{content:"+";position:absolute;right:18px;top:50%;transform:translateY(-50%);width:28px;height:28px;border-radius:50%;background:var(--soft);display:grid;place-items:center;color:var(--primary);font-weight:800;transition:.2s}
.faq details[open] summary:after{content:"−";transform:translateY(-50%) rotate(180deg)}
.faq .ans{padding:0 20px 18px;color:var(--muted)}
.faq .ans p:last-child{margin:0}

/* calculator */
.calc{background:var(--surface);border:1px solid var(--line);border-radius:var(--r-lg);padding:28px;box-shadow:var(--shadow);display:grid;grid-template-columns:1fr 1fr;gap:28px}
.calc label{display:flex;justify-content:space-between;font-weight:600;font-size:.92rem;margin-bottom:6px}
.calc label output{color:var(--primary);font-weight:800}
.calc input[type=range]{width:100%;accent-color:var(--primary);margin-bottom:20px}
.calc .result{background:var(--soft);border-radius:16px;padding:24px;text-align:center}
.calc .result b{font-family:var(--head);font-size:2.6rem;color:var(--primary);display:block;line-height:1}
.calc .result small{color:var(--muted)}
.calc .result .row{display:flex;justify-content:space-between;border-top:1px dashed var(--line);padding:8px 0;font-size:.92rem;margin-top:8px}
.calc-note{font-size:.78rem;color:var(--muted);margin-top:10px}
@media(max-width:760px){.calc{grid-template-columns:1fr}}

/* compare cards */
.vs{display:grid;grid-template-columns:1fr auto 1fr;gap:18px;align-items:center}
.vs .pill{font-family:var(--head);font-weight:900;background:var(--accent);color:#1a1200;border-radius:50%;width:54px;height:54px;display:grid;place-items:center}
@media(max-width:700px){.vs{grid-template-columns:1fr}.vs .pill{justify-self:center}}

/* cta band */
.cta-band{background:linear-gradient(135deg,var(--primary),var(--primary-dark));color:#fff;border-radius:var(--r-lg);padding:44px;display:flex;justify-content:space-between;align-items:center;gap:24px;flex-wrap:wrap;box-shadow:var(--shadow-lg)}
.cta-band h2{color:#fff;margin:0 0 6px}
.cta-band p{color:rgba(255,255,255,.8);margin:0}

/* review summary */
.score{display:flex;gap:16px;align-items:center;background:var(--surface);border:1px solid var(--line);border-radius:14px;padding:18px}
.score b{font-family:var(--head);font-size:2rem;color:var(--primary)}
.score small{display:block;color:var(--muted)}
.stars{color:var(--accent-text);letter-spacing:2px}

/* footer */
footer{background:#0f1a15;color:#cfd8d2;padding:56px 0 28px;margin-top:40px;font-size:.93rem}
footer a{color:#e7eeea}
.fgrid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr 1fr;gap:28px;margin-bottom:36px}
footer h4,footer .h4{color:#fff;font-size:.9rem;text-transform:uppercase;letter-spacing:.08em;margin-bottom:12px;font-family:var(--head);font-weight:700}
footer ul{list-style:none;padding:0;margin:0}
footer li{margin:7px 0}
.fdisc{border-top:1px solid rgba(255,255,255,.12);padding-top:22px;font-size:.8rem;color:#9fb0a7;line-height:1.6}
.fdisc p{margin:0 0 10px}
@media(max-width:960px){.fgrid{grid-template-columns:1fr 1fr}}
@media(max-width:560px){.fgrid{grid-template-columns:1fr}}

/* reveal */
.rv{opacity:0;transform:translateY(18px);transition:opacity .4s ease,transform .4s ease}
.rv.in{opacity:1;transform:none}
@media(prefers-reduced-motion:reduce){.rv{opacity:1;transform:none;transition:none}.fcard,.hero-fallback:before{animation:none}}

/* exit modal */
.modal{position:fixed;inset:0;background:rgba(10,20,15,.55);display:none;align-items:center;justify-content:center;z-index:2000;padding:16px}
.modal.show{display:flex}
.modal .box{background:#fff;border-radius:20px;max-width:440px;width:100%;padding:32px;position:relative;box-shadow:var(--shadow-lg)}
.modal .x{position:absolute;top:12px;right:12px;background:var(--soft);border:0;width:34px;height:34px;border-radius:50%;cursor:pointer;font-size:1.1rem}
.modal h3,.modal .h3{margin-bottom:8px;font-family:var(--head);font-weight:700;font-size:1.25rem}
.modal p{color:var(--muted)}

/* sticky mobile cta */
.mcta{display:none;position:fixed;left:0;right:0;bottom:0;padding:10px 16px;background:rgba(255,255,255,.95);border-top:1px solid var(--line);z-index:900;backdrop-filter:blur(8px)}
.mcta .btn{width:100%}
.mcta.off{transform:translateY(110%)}
.mcta{transition:transform .25s}
@media(max-width:700px){.mcta{display:block}body{padding-bottom:72px}}

.badges{display:flex;gap:18px;flex-wrap:wrap;align-items:center;justify-content:center;font-size:.85rem;font-weight:600;color:var(--muted)}
.badges span{display:inline-flex;align-items:center;gap:8px}
.badges svg{width:18px;height:18px;color:var(--primary)}
.tagline{font-size:.9rem;color:var(--muted)}
.toc{background:var(--surface);border:1px solid var(--line);border-radius:14px;padding:16px 20px;margin:0 0 28px}
.toc b{display:block;margin-bottom:6px;font-family:var(--head)}
.toc ul{margin:0;padding-left:1.1em;columns:2;gap:24px;font-size:.93rem}
.toc li{margin:.25em 0;break-inside:avoid}
@media(max-width:600px){.toc ul{columns:1}}
.pros-cons{display:grid;grid-template-columns:1fr 1fr;gap:20px;margin:20px 0}
.pros-cons .card ul{padding-left:1.2em;margin:0}
.pros-cons .card li{margin:.4em 0;color:var(--ink)}
.pros-cons .pros h3{color:#1a7f4b}.pros-cons .cons h3{color:#b0413e}
@media(max-width:700px){.pros-cons{grid-template-columns:1fr}}
.amount-pills{display:flex;gap:10px;flex-wrap:wrap;margin:14px 0 6px}
.amount-pills a{border:1px solid var(--line);background:var(--surface);padding:8px 14px;border-radius:999px;font-weight:700;font-size:.9rem}
.amount-pills a:hover{border-color:var(--primary);text-decoration:none}
.hl{background:linear-gradient(transparent 60%,var(--soft2) 60%)}
/* trust strip */
.trust{border-top:1px solid var(--line);border-bottom:1px solid var(--line);background:var(--surface);overflow:hidden}
.trust .track{display:flex;width:max-content;animation:mq 38s linear infinite}
.trust ul{display:flex;gap:40px;list-style:none;margin:0;padding:14px 20px;white-space:nowrap}
.trust li{display:inline-flex;align-items:center;gap:8px;font-size:.9rem;font-weight:600;color:var(--ink)}
.trust svg{width:18px;height:18px;color:var(--primary)}
@keyframes mq{to{transform:translateX(-50%)}}
.trust:hover .track{animation-play-state:paused}
@media(prefers-reduced-motion:reduce){.trust .track{animation:none;width:auto}.trust ul:last-child{display:none}.trust ul{flex-wrap:wrap;justify-content:center}}
/* numbers band */
.nums{display:grid;grid-template-columns:repeat(6,1fr);gap:14px}
.num{background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.14);border-radius:var(--r);padding:20px 16px;text-align:center}
.num b{display:block;font-family:var(--head);font-size:2.2rem;line-height:1;color:#fff}
.num b em{font-style:normal;font-size:1rem;color:#F3D58A}
.num>span{display:block;margin-top:8px;font-size:.9rem;color:rgba(255,255,255,.9)}
.num small{display:block;margin-top:4px;font-size:.74rem;color:rgba(255,255,255,.82)}
@media(max-width:1000px){.nums{grid-template-columns:repeat(3,1fr)}}
@media(max-width:560px){.nums{grid-template-columns:repeat(2,1fr)}}
/* quiz */
.quiz-wrap{display:grid;grid-template-columns:1.1fr .9fr;gap:36px;align-items:start}
.quiz-side{position:sticky;top:96px}
.quiz-side img{border-radius:var(--r-lg);box-shadow:var(--shadow-lg);aspect-ratio:4/3;object-fit:cover;width:100%}
.quiz-side .card{margin-top:16px}
@media(max-width:960px){.quiz-wrap{grid-template-columns:1fr}.quiz-side{position:static}}
.quiz{background:var(--surface);border:1px solid var(--line);border-radius:var(--r-lg);padding:28px;box-shadow:var(--shadow);max-width:760px}
.quiz fieldset{border:0;padding:0;margin:0 0 18px}
.quiz legend{font-family:var(--head);font-weight:700;font-size:1.15rem;margin-bottom:12px}
.quiz label{display:flex;align-items:center;gap:12px;border:1px solid var(--line);border-radius:12px;padding:12px 14px;margin:8px 0;cursor:pointer;transition:.15s}
.quiz label:hover{border-color:var(--primary)}
.quiz label:has(input:checked){border-color:var(--primary);background:var(--soft)}
.quiz input{accent-color:var(--primary);width:18px;height:18px}
.qnav{display:flex;justify-content:flex-end;gap:10px}
.qnav #q-back{margin-right:auto}
.qresult{background:var(--soft);border-left:5px solid var(--primary);border-radius:14px;padding:20px 22px;margin-top:18px}
.qresult h3{margin:0 0 6px}
.qresult p{margin:0 0 12px;color:var(--muted)}
.qresult .btn{margin-right:8px;margin-top:4px}
@keyframes shk{0%,100%{transform:none}25%{transform:translateX(-6px)}75%{transform:translateX(6px)}}
.quiz .q.shake{animation:shk .3s}
.toc a.cur{color:var(--accent-text);font-weight:700}
.consent{position:fixed;left:16px;right:16px;bottom:84px;max-width:560px;margin:0 auto;background:#fff;border:1px solid var(--line);border-radius:16px;box-shadow:var(--shadow-lg);padding:14px 16px;z-index:1500;display:flex;gap:14px;align-items:center;flex-wrap:wrap;font-size:.9rem}
.consent p{margin:0;flex:1 1 260px;color:var(--muted)}
.consent a{text-decoration:underline;text-underline-offset:3px}
.consent div{display:flex;gap:8px}
@media(min-width:701px){.consent{bottom:16px}}
.btn.pulse{animation:pl 1.6s ease-out 1}
@keyframes pl{0%{box-shadow:0 0 0 0 rgba(217,164,65,.6)}100%{box-shadow:0 0 0 18px rgba(217,164,65,0)}}
.faq .ans{animation:fade .25s ease}
@keyframes fade{from{opacity:0;transform:translateY(-4px)}to{opacity:1;transform:none}}
.crumbs ol{list-style:none;padding:0;margin:0;display:flex;gap:6px;flex-wrap:wrap}
.crumbs li+li:before{content:"›";margin-right:6px;color:var(--muted)}
.lang{font-size:.85rem;margin-left:8px}
@media(prefers-reduced-motion:reduce){.btn.pulse,.faq .ans{animation:none}}
.h4{font-family:var(--head);font-weight:700;font-size:1rem;margin:0 0 8px}
@media(max-width:700px){.consent{bottom:76px;padding:10px 12px;font-size:.82rem;gap:8px}.consent .btn{padding:8px 14px;font-size:.82rem}}
/* a11y */
.skip{position:absolute;left:-999px;top:8px;background:var(--primary);color:#fff;padding:10px 16px;border-radius:8px;z-index:2000;font-weight:700}
.skip:focus{left:8px}
:focus-visible{outline:3px solid var(--accent-dark);outline-offset:3px;border-radius:6px}
.btn:focus-visible{outline-color:var(--primary)}
/* quick-start (hero) */
.qs{background:var(--surface);border:1px solid var(--line);border-radius:18px;padding:18px 20px;box-shadow:var(--shadow);margin:0 0 22px;max-width:560px}
.qs label{display:flex;justify-content:space-between;align-items:baseline;font-weight:700;font-family:var(--head);margin-bottom:6px}
.qs output{font-size:1.6rem;color:var(--primary)}
.qs input[type=range]{width:100%;accent-color:var(--primary);margin:4px 0 10px}
.qs .row{display:flex;gap:10px;align-items:center;flex-wrap:wrap}
.qs .ticks{display:flex;justify-content:space-between;font-size:.75rem;color:var(--muted);margin-top:-6px;margin-bottom:10px}
.qs .hint{font-size:.8rem;color:var(--muted);margin:8px 0 0}
/* inline CTA */
.inline-cta{display:grid;grid-template-columns:1.2fr 1fr auto;gap:18px;align-items:center;background:linear-gradient(135deg,var(--soft),var(--soft2));border:1px solid var(--line);border-radius:var(--r-lg);padding:24px 26px;margin:34px 0;box-shadow:var(--shadow)}
.inline-cta h3{margin:4px 0 6px}
.inline-cta p{margin:0;color:var(--muted);font-size:.95rem}
.inline-cta .pills{display:flex;gap:8px;flex-wrap:wrap}
.inline-cta .pill{background:var(--surface);border:1px solid var(--line);border-radius:999px;padding:8px 14px;font-weight:700;font-size:.9rem;transition:.15s}
.inline-cta .pill:hover,.inline-cta .pill.on{background:var(--primary);color:#fff;border-color:var(--primary);text-decoration:none}
@media(max-width:860px){.inline-cta{grid-template-columns:1fr}}
/* form skeleton */
.fskel{padding:8px 0}
.fskel span{display:block;height:44px;border-radius:10px;background:linear-gradient(90deg,var(--soft) 25%,#f3f6f4 50%,var(--soft) 75%);background-size:200% 100%;animation:sh 1.4s infinite;margin:12px 0}
.fskel .w60{width:60%}.fskel .btn-sk{height:52px;border-radius:999px;background:linear-gradient(90deg,var(--soft2) 25%,#fff7e6 50%,var(--soft2) 75%);background-size:200% 100%}
@keyframes sh{to{background-position:-200% 0}}
.form-card.loaded .fskel{display:none}
.form-status{font-size:.8rem;color:var(--muted);text-align:center;margin-top:6px}
@media(prefers-reduced-motion:reduce){.fskel span{animation:none}}